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Health insurance premiums in canton Zurich

The cheapest approved premiums in canton Zurich for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.

Premiums 2026, approved by BAG

Premium region 1

27 offers · median CHF 640

The cheapest funds (standard model, deductible 300)

  1. 1.SLKKNo. 923 (Grundversicherung)CHF 605.20
  2. 2.SumiswalderNo. 194 (Grundversicherung)CHF 610.30
  3. 3.KKLHNo. 360 (Grundversicherung)CHF 610.60
  4. 4.SanitasNo. 1509 (Grundversicherung)CHF 619.40
  5. 5.Vivao SympanyNo. 509 (Grundversicherung)CHF 621.00

Premium region 2

27 offers · median CHF 583

The cheapest funds (standard model, deductible 300)

  1. 1.WädenswilNo. 1318 (Grundversicherung)CHF 535.60
  2. 2.KKLHNo. 360 (Grundversicherung)CHF 542.35
  3. 3.RhenusanaNo. 1401 (Grundversicherung)CHF 542.60
  4. 4.AgrisanoNo. 1560 (Grundversicherung)CHF 544.10
  5. 5.SLKKNo. 923 (Grundversicherung)CHF 544.70

Premium region 3

27 offers · median CHF 544

The cheapest funds (standard model, deductible 300)

  1. 1.WädenswilNo. 1318 (Grundversicherung)CHF 488.50
  2. 2.RhenusanaNo. 1401 (Grundversicherung)CHF 490.00
  3. 3.AgrisanoNo. 1560 (Grundversicherung)CHF 497.40
  4. 4.KKLHNo. 360 (Grundversicherung)CHF 499.20
  5. 5.SLKKNo. 923 (Grundversicherung)CHF 499.30

Model comparison

Cheapest and median premium per insurance model in canton Zurich (adults, deductible 300, with accident).

ModelCheapestMedian
StandardCHF 488.50CHF 591
Family doctorCHF 449.40CHF 522
HMOCHF 453.10CHF 523
OtherCHF 427.80CHF 529

Which municipalities belong to which premium region?

Premium region 1 1 municipality

Zürich

Premium region 2 37 municipalities

Adliswil, Dietikon, Dietlikon, Dübendorf, Egg, Erlenbach +31 more

Premium region 3 122 municipalities

Aesch, Aeugst am Albis, Affoltern am Albis, Altikon, Andelfingen, Bachenbülach +116 more

What is a premium region?

Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.

All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.