Which health insurer is cheapest in canton Vaud?

In the standard model (adults, deductible CHF 300, with accident), Galenos in Premium region 2 is cheapest: CHF 601.7 per month (2026). The cheapest fund depends on premium region, age, deductible and model — compare your own selection in the full comparison.

Health insurance premiums in canton Vaud

The cheapest approved premiums in canton Vaud for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.

Premiums 2026, approved by BAG

Premium region 1

21 offers · median CHF 698

The cheapest funds (standard model, deductible 300)

1.GalenosNo. 1386 (Grundversicherung)CHF 647.80
2.AtupriNo. 312 (Grundversicherung)CHF 649.30
3.ÖKKNo. 455 (Grundversicherung)CHF 660.00
4.AssuraNo. 1542 (Grundversicherung)CHF 669.20
5.SanitasNo. 1509 (Grundversicherung)CHF 675.70

Premium region 2

21 offers · median CHF 663

The cheapest funds (standard model, deductible 300)

1.GalenosNo. 1386 (Grundversicherung)CHF 601.70
2.AtupriNo. 312 (Grundversicherung)CHF 611.00
3.AssuraNo. 1542 (Grundversicherung)CHF 621.10
4.ÖKKNo. 455 (Grundversicherung)CHF 630.00
5.AgrisanoNo. 1560 (Grundversicherung)CHF 630.10

Model comparison

Cheapest and median premium per insurance model in canton Vaud (adults, deductible 300, with accident).

Model	Cheapest	Median
Standard	CHF 601.70	CHF 673
Family doctor	CHF 537.30	CHF 598
HMO	CHF 539.50	CHF 595
Other	CHF 543.80	CHF 600

Which municipalities belong to which premium region?

Premium region 1 — 117 municipalities

Aclens, Allaman, Arnex-sur-Nyon, Arzier-Le Muids, Aubonne, Ballens +111 more

Premium region 2 — 183 municipalities

Agiez, Aigle, Arnex-sur-Orbe, Assens, Avenches, Ballaigues +177 more

Compare premiums in canton Vaud →

What is a premium region?

Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.

All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.