Skip to main content

Health insurance premiums in canton St. Gallen

The cheapest approved premiums in canton St. Gallen for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.

Premiums 2026, approved by BAG

Premium region 1

25 offers · median CHF 577

The cheapest funds (standard model, deductible 300)

  1. 1.AgrisanoNo. 1560 (Grundversicherung)CHF 536.40
  2. 2.SanitasNo. 1509 (Grundversicherung)CHF 551.30
  3. 3.ÖKKNo. 455 (Grundversicherung)CHF 552.00
  4. 4.SumiswalderNo. 194 (Grundversicherung)CHF 555.30
  5. 5.AtupriNo. 312 (Grundversicherung)CHF 559.20

Premium region 2

25 offers · median CHF 538

The cheapest funds (standard model, deductible 300)

  1. 1.AgrisanoNo. 1560 (Grundversicherung)CHF 487.90
  2. 2.AtupriNo. 312 (Grundversicherung)CHF 511.10
  3. 3.SumiswalderNo. 194 (Grundversicherung)CHF 515.70
  4. 4.ÖKKNo. 455 (Grundversicherung)CHF 518.00
  5. 5.AquilanaNo. 32 (Grundversicherung)CHF 525.40

Premium region 3

25 offers · median CHF 516

The cheapest funds (standard model, deductible 300)

  1. 1.AgrisanoNo. 1560 (Grundversicherung)CHF 467.00
  2. 2.Vita SurselvaNo. 966 (Grundversicherung)CHF 490.00
  3. 3.SumiswalderNo. 194 (Grundversicherung)CHF 494.50
  4. 4.KPTNo. 376 (Grundversicherung)CHF 507.70
  5. 5.ÖKKNo. 455 (Grundversicherung)CHF 508.00

Model comparison

Cheapest and median premium per insurance model in canton St. Gallen (adults, deductible 300, with accident).

ModelCheapestMedian
StandardCHF 467.00CHF 542
Family doctorCHF 435.10CHF 484
HMOCHF 429.60CHF 486
OtherCHF 401.60CHF 492

Which municipalities belong to which premium region?

Premium region 1 — 8 municipalities

Gaiserwald, Gossau, Niederbüren, Niederhelfenschwil, Oberbüren, St. Gallen +2 more

Premium region 2 — 44 municipalities

Amden, Andwil SG, Au, Bad Ragaz, Benken, Berg +38 more

Premium region 3 — 23 municipalities

Altstätten, Balgach, Berneck, Bütschwil-Ganterschwil, Degersheim, Diepoldsau +17 more

Compare premiums in canton St. Gallen →

What is a premium region?

Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.

All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.