Health insurance premiums in canton Lucerne
The cheapest approved premiums in canton Lucerne for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.
Premiums 2026, approved by BAG
Premium region 1
25 offers · median CHF 563The cheapest funds (standard model, deductible 300)
- 1.KKLHNo. 360 (Grundversicherung)CHF 502.55
- 2.AtupriNo. 312 (Grundversicherung)CHF 525.10
- 3.SanitasNo. 1509 (Grundversicherung)CHF 530.60
- 4.Vivao SympanyNo. 509 (Grundversicherung)CHF 535.00
- 5.ÖKKNo. 455 (Grundversicherung)CHF 547.00
Premium region 2
25 offers · median CHF 527The cheapest funds (standard model, deductible 300)
- 1.KKLHNo. 360 (Grundversicherung)CHF 468.55
- 2.AgrisanoNo. 1560 (Grundversicherung)CHF 495.00
- 3.SumiswalderNo. 194 (Grundversicherung)CHF 505.00
- 4.SanitasNo. 1509 (Grundversicherung)CHF 509.90
- 5.AtupriNo. 312 (Grundversicherung)CHF 512.00
Premium region 3
25 offers · median CHF 509The cheapest funds (standard model, deductible 300)
- 1.KKLHNo. 360 (Grundversicherung)CHF 452.80
- 2.AgrisanoNo. 1560 (Grundversicherung)CHF 481.80
- 3.SumiswalderNo. 194 (Grundversicherung)CHF 488.80
- 4.Vivao SympanyNo. 509 (Grundversicherung)CHF 490.00
- 5.SanitasNo. 1509 (Grundversicherung)CHF 493.70
Model comparison
Cheapest and median premium per insurance model in canton Lucerne (adults, deductible 300, with accident).
| Model | Cheapest | Median |
|---|---|---|
| Standard | CHF 452.80 | CHF 532 |
| Family doctor | CHF 429.50 | CHF 476 |
| HMO | CHF 431.20 | CHF 470 |
| Other | CHF 414.30 | CHF 481 |
Which municipalities belong to which premium region?
Ebikon, Emmen, Horw, Kriens, Luzern
Adligenswil, Buchrain, Dierikon, Eich, Malters, Meggen +13 more
Aesch, Alberswil, Altbüron, Altishofen, Ballwil, Beromünster +49 more
What is a premium region?
Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.
All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.