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Health insurance premiums in canton Grisons

The cheapest approved premiums in canton Grisons for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.

Premiums 2026, approved by BAG

Premium region 1

24 offers · median CHF 573

The cheapest funds (standard model, deductible 300)

  1. 1.Vita SurselvaNo. 966 (Grundversicherung)CHF 499.00
  2. 2.curaultaNo. 820 (Grundversicherung)CHF 500.10
  3. 3.ÖKKNo. 455 (Grundversicherung)CHF 515.00
  4. 4.SumiswalderNo. 194 (Grundversicherung)CHF 526.10
  5. 5.SanitasNo. 1509 (Grundversicherung)CHF 539.90

Premium region 2

24 offers · median CHF 535

The cheapest funds (standard model, deductible 300)

  1. 1.Vita SurselvaNo. 966 (Grundversicherung)CHF 464.00
  2. 2.curaultaNo. 820 (Grundversicherung)CHF 466.10
  3. 3.ÖKKNo. 455 (Grundversicherung)CHF 484.00
  4. 4.AgrisanoNo. 1560 (Grundversicherung)CHF 486.00
  5. 5.SumiswalderNo. 194 (Grundversicherung)CHF 489.80

Premium region 3

24 offers · median CHF 510

The cheapest funds (standard model, deductible 300)

  1. 1.Vita SurselvaNo. 966 (Grundversicherung)CHF 426.00
  2. 2.curaultaNo. 820 (Grundversicherung)CHF 429.30
  3. 3.SumiswalderNo. 194 (Grundversicherung)CHF 461.50
  4. 4.ÖKKNo. 455 (Grundversicherung)CHF 473.00
  5. 5.AgrisanoNo. 1560 (Grundversicherung)CHF 473.40

Model comparison

Cheapest and median premium per insurance model in canton Grisons (adults, deductible 300, with accident).

ModelCheapestMedian
StandardCHF 426.00CHF 538
Family doctorCHF 404.70CHF 478
HMOCHF 425.70CHF 481
OtherCHF 407.10CHF 484

Which municipalities belong to which premium region?

Premium region 1 15 municipalities

Arosa, Buseno, Calanca, Cama, Castaneda, Chur +9 more

Premium region 2 45 municipalities

Bever, Bonaduz, Bregaglia, Brusio, Celerina/Schlarigna, Conters im Prättigau +39 more

Premium region 3 40 municipalities

Albula/Alvra, Andeer, Avers, Bergün Filisur, Breil/Brigels, Cazis +34 more

What is a premium region?

Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.

All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.