Health insurance premiums in canton Bern
The cheapest approved premiums in canton Bern for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.
Premiums 2026, approved by BAG
Premium region 1
26 offers · median CHF 682The cheapest funds (standard model, deductible 300)
- 1.Vivao SympanyNo. 509 (Grundversicherung)CHF 631.00
- 2.HelsanaNo. 1562 (Grundversicherung)CHF 631.00
- 3.SanitasNo. 1509 (Grundversicherung)CHF 634.80
- 4.SumiswalderNo. 194 (Grundversicherung)CHF 637.50
- 5.AtupriNo. 312 (Grundversicherung)CHF 648.10
Premium region 2
26 offers · median CHF 612The cheapest funds (standard model, deductible 300)
- 1.SumiswalderNo. 194 (Grundversicherung)CHF 566.10
- 2.ÖKKNo. 455 (Grundversicherung)CHF 572.00
- 3.KKLHNo. 360 (Grundversicherung)CHF 576.35
- 4.AgrisanoNo. 1560 (Grundversicherung)CHF 578.00
- 5.AssuraNo. 1542 (Grundversicherung)CHF 586.00
Premium region 3
26 offers · median CHF 571The cheapest funds (standard model, deductible 300)
- 1.AgrisanoNo. 1560 (Grundversicherung)CHF 520.40
- 2.SumiswalderNo. 194 (Grundversicherung)CHF 523.10
- 3.KKLHNo. 360 (Grundversicherung)CHF 528.55
- 4.ÖKKNo. 455 (Grundversicherung)CHF 542.00
- 5.VisanaNo. 1555 (Grundversicherung)CHF 542.50
Model comparison
Cheapest and median premium per insurance model in canton Bern (adults, deductible 300, with accident).
| Model | Cheapest | Median |
|---|---|---|
| Standard | CHF 520.40 | CHF 617 |
| Family doctor | CHF 481.30 | CHF 548 |
| HMO | CHF 465.50 | CHF 536 |
| Other | CHF 447.50 | CHF 546 |
Which municipalities belong to which premium region?
Bern, Biel/Bienne, Bolligen, Bremgarten bei Bern, Ittigen, Kirchlindach +9 more
Aarberg, Aefligen, Aegerten, Alchenstorf, Allmendingen bei Bern, Amsoldingen +206 more
Aarwangen, Adelboden, Aeschi bei Spiez, Affoltern im Emmental, Attiswil, Auswil +101 more
What is a premium region?
Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.
All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.