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Health insurance premiums in canton Appenzell Ausserrhoden

The cheapest approved premiums in canton Appenzell Ausserrhoden for the standard model (adults, deductible CHF 300, with accident), per premium region. For your own selection — age, deductible, model — use the full comparison.

Premiums 2026, approved by BAG

Appenzell Ausserrhoden

23 offers · median CHF 540

The cheapest funds (standard model, deductible 300)

  1. 1.AgrisanoNo. 1560 (Grundversicherung)CHF 479.40
  2. 2.ÖKKNo. 455 (Grundversicherung)CHF 502.00
  3. 3.RhenusanaNo. 1401 (Grundversicherung)CHF 511.10
  4. 4.SumiswalderNo. 194 (Grundversicherung)CHF 512.80
  5. 5.SanitasNo. 1509 (Grundversicherung)CHF 515.70

Model comparison

Cheapest and median premium per insurance model in canton Appenzell Ausserrhoden (adults, deductible 300, with accident).

ModelCheapestMedian
StandardCHF 479.40CHF 540
Family doctorCHF 448.65CHF 480
HMOCHF 436.80CHF 476
OtherCHF 412.30CHF 487

Which municipalities belong to which premium region?

Appenzell Ausserrhoden 20 municipalities

Bühler, Gais, Grub, Heiden, Herisau, Hundwil +14 more

What is a premium region?

Health-insurance premiums are set per canton and premium region — the FDHA divides the larger cantons into up to three regions with different costs. Every municipality belongs to exactly one premium region; the premium applies to the whole region, not just your municipality.

All premiums are reproduced verbatim from the BAG-approved premium table. This comparison is not insurance advice and not a recommendation: sorting orders, it does not judge. Insurers are shown by their BAG number.